i have eight days until i find out whether our iva has been excepted. Im worried and rapidly losing weight. My husband owned his own business for 10 years and as many others in the uk at the moment we has to finish the business so we didn’t lose any more money. i suffer from bipolar and before i was diaognosed i got very high and spent an unbelivble amout of money on rubbish. i was given loan after loan by banks who new i was ill and on incapacity benefit and couldnt pay it back. this isnt an excuse for my predicament, but it is an explanation. both my children have autism and i have to hand over there dla to the iva debters, if approved. i think 32k of my 44K debt is with hsbc. is this good? it all lies in their hands. im sick every day and the only reason im alive is because of my children, i dont no how long this will last but god am i fighting! i was always taught to pay debts back but i need help to help myself. i worry they’ll try to make me bankrupt. i cant lose my home (which has no equity anyway!) i cant allow my sons to lose there bedrooms and friends, im racked with guilt, i have to just keep fighting and hope my streghth holds out.