Author Archives: scaredtohell

I no I have only made two payments but it is hugely satisfying knowing im on my way to been debt free. If i don’t experince an iva as “my whole life” and see it as just a minor niggle that runs along my regular life, I find … Continue reading →

ive found out that if i take the job (paid) i have been offered for 27k after the loss of benefits and my morgage been paid by my insurance and having to pay £466 to my iva rather than £221 … Continue reading →

I would normally take the children to a theme park on a hot day like this but we decided to take the kids on a picnic today to a park and bird sanctuary. I only spent £15 and the kids … Continue reading →

I was thinking today, if you live in an environment where everyone has everything, you feel the need to achieve the same as your peers. But, if you live in an under privileged area with a crappy car and beef silver-side on the table instead of fillet your … Continue reading →

Im not saying this in the literal sense (as i have bipolar) but, do you ever feel like you have a voice or feeling that keeps everything together and in its nice well presented box, and one that has just … Continue reading →

My mood has stabilised a hell of a lot since we got our decision and with the sun out the world seems a better and safer place to be in. I see my psychiatrist tomorrow, he wants my mood stabilisers to increase but i think its … Continue reading →

Ive tried to imagine the next five/6 years. If i go on to do a masters degree the iva will take my grant and my student loan. If i take the teaching job ive been offered i will be £700 … Continue reading →

my mum gave me £200 today to cheer me up and buy some new clothes. its strange, i find it hard to spend, now i have an iva my finances are accounted for six months in advance and although i … Continue reading →

YES YES YES………………………………………………………………..APPROVED! albeit they want an extra £21 pounds a week! well small price to pay for the roof over my childrens head to be safe and their nice little bedrooms to be their sanctuary. I have such a … Continue reading →

one hour to go. just waiting for that call to tell me if my life is to be nicely corrected and all neat and tidy and controlled by the banks or ill be going for an unstructured debt management plan! … Continue reading →